Smita Dash,
Asst. Prof. Dept. of Management, USBM, Bhubaneswar, India
[email protected]

Ashabikash Mohapatra,
Asst. Prof, Dept. of Management, CEB, Bhubaneswar, India

DoI: CJBES/ Vol.1.2/ Dec-2024…

Abstract:

The Indian Banking industry has been undergoing rapid changes reflecting a number of economic changes. Liberalization and deregulation witnessed in the Indian markets in the 1990s have resulted in a spurt in banking activity in India. The world of competition is like a jungle where monsters gobble smaller ones therefore one has to be competent enough to win the opposition. There are evidences that large enterprises have merged smaller competitors in themselves. This review article on mergers in banking industry has been ignited from the case of the HDFC Bank and Centurion Bank of Punjab. The aim of this paper is to explore the motives of banks for mergers and acquisition with reference to Indian Banking Industry.  This article is divided into three parts. The first part includes introduction and theoretical structure of mergers and acquisition. The second part discusses the review of literature and followed by historical background of Bank. The third part discusses analysis in pre and post merger in HDFC Bank. The fourth part discusses the conclusion.  This article leaves footprints on the way of further studies on mergers and acquisitions from a different outlook.

Keywords: Mergers and Acquisitions, Indian Banking Industry, Motives

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